{"id":7545,"date":"2025-03-26T21:54:42","date_gmt":"2025-03-27T01:54:42","guid":{"rendered":"https:\/\/www.paulrioux.ca\/?page_id=7545\/"},"modified":"2026-05-22T15:02:16","modified_gmt":"2026-05-22T19:02:16","slug":"workers-canada-training-credit-ctc","status":"publish","type":"page","link":"https:\/\/www.paulrioux.ca\/en\/guide\/workers-canada-training-credit-ctc\/","title":{"rendered":"Canada training credit (CTC) (25 to 65 years old)"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row][vc_column][vc_column_text css=&#8221;.vc_custom_1743133164533{margin-bottom: 0px !important;}&#8221;]\n<h2 class=\"blog-single-title\">Fiscal and Financial Planning Guide 2024-2025<\/h2>\n<h3>Workers &gt; Canada training credit (CTC) (25 to 65 years old)<\/h3>\n<p>In 2019, the federal government introduced a training tax credit for workers from age 25 to 65 to help them stay up to date and improve their skills.<\/p>\n<p>A worker who pay tuition fees in a years is able to claim a training credit of 50% up to the amount of the training credit accumulated at that time.[\/vc_column_text][vc_cta h2=&#8221;&#8221; css=&#8221;&#8221;]This credit gradually accumulates by $250 per year since 2020 until age 65 to reach the maximum potential of $5,000 after 20 years, i.e. in 2039 or less if the worker reaches age 65 before that date. The potential amount of credit accumulated at maturity would be $5,000 for maximum expenses of $10,000.[\/vc_cta][vc_column_text margin_bottom=&#8221;0&#8243; css=&#8221;.vc_custom_1779476607088{margin-bottom: 0px !important;}&#8221;]<strong>Eligibility<\/strong><\/p>\n<p>To accumulate a $250 credit in 2023, the individual must:<\/p>\n<ul>\n<li>be aged at least 26 and not more than 65 at the end of the year;<\/li>\n<li>have work income (salary or self-employed) of at least $11,821 for that year. The following types of income are also eligible :\u00a0 employment insurance, Qu\u00e9bec Parental Insurance Plan payments and taxable scholarships.<\/li>\n<li>Have an individual net income lower than $173,205.<\/li>\n<\/ul>\n[\/vc_column_text][vc_single_image image=&#8221;9158&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;.vc_custom_1743042783902{margin-bottom: 0px !important;}&#8221;]The excess eligible fees over the cumulative CTC can be claimed as tuition fees during the year. However, the tuition credit is only 12.5% at the federal level and 8% in Quebec, compared with 50% for the training credit.[\/vc_column_text][mk_button dimension=&#8221;two&#8221; corner_style=&#8221;rounded&#8221; size=&#8221;large&#8221; icon=&#8221;mk-icon-arrow-left&#8221; url=&#8221;\/en\/fiscal-and-financial-planning-guide\/&#8221;]Back[\/mk_button][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text css=&#8221;.vc_custom_1743133164533{margin-bottom: 0px !important;}&#8221;] Fiscal and Financial Planning Guide 2024-2025 Workers &gt; Canada training credit (CTC) (25 to 65 years old) In 2019, the federal government introduced a training tax credit for workers from age 25 to 65 to help them stay up to date and improve their skills. A worker who pay tuition fees [&hellip;]<\/p>\n","protected":false},"author":124,"featured_media":0,"parent":7402,"menu_order":25,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-7545","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Canada training credit (CTC) (25 to 65 years old) | Paul Rioux CA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.paulrioux.ca\/en\/guide\/workers-canada-training-credit-ctc\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Canada training credit (CTC) (25 to 65 years old) | Paul Rioux CA\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column][vc_column_text css=&#8221;.vc_custom_1743133164533{margin-bottom: 0px !important;}&#8221;] Fiscal and Financial Planning Guide 2024-2025 Workers &gt; Canada training credit (CTC) (25 to 65 years old) In 2019, the federal government introduced a training tax credit for workers from age 25 to 65 to help them stay up to date and improve their skills. 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